For far too long, financial advice has been treated as an exclusive service—something reserved for high-net-worth individuals with investment portfolios and six-figure incomes. But in reality, the people who need financial advice the most are often those who can’t afford it.
The Problem with Traditional Advice Models
Most financial advisers work on a percentage-based model, typically charging 1–2% of assets under management (AUM). Others charge high hourly rates or annual retainers that can run into the thousands. That’s fine if you have £250,000+ to invest, but what if you’re just starting out? What if you’re trying to get out of debt, save for your first home, or make sense of your student loans?
This outdated model creates a wealth gap in access to advice. Those with less money often have more urgent financial challenges—but no professional guidance.
FAAI Is Here to Change That
FAAI (Financial Adviser AI) is built on the idea that everyone deserves financial clarity and confidence, not just the wealthy. With AI at its core, FAAI delivers smart, affordable financial tools and education that scale—no matter your income level.
Whether you’re a gig worker trying to stabilise your income, a recent graduate figuring out how to budget, or a young family trying to save, FAAI offers:
- Personalised budgeting tools
- Financial planning support
- AI-powered Q&A for real-time advice
- On-demand financial education courses
All without hidden fees or intimidating requirements.
Why This Matters
Access to financial advice shouldn’t be a privilege. Studies show that people who receive professional financial guidance make better decisions, save more, and feel more secure. By offering these tools affordably and at scale, FAAI is not only empowering individuals—it’s reshaping the financial landscape.
Conclusion
We’re entering a new era of inclusive financial services. At FAAI, we’re proud to be leading the way—bringing expert-level support to those who need it most. Because financial advice shouldn’t just be for the wealthy. It should be for everyone.